Private Office

The usual starting point is to evaluate your assets. While this can be complex and challenging, it is essential to helping you manage your wealth effectively. We work closely with you and your other advisors to determine what you have, who owns it and whether it is held domestically or abroad.

We produce a net assets statement of your property, public and private equities, fixed income and other investments to gain a clear picture of your wealth.

Good wealth planning involves getting advice from a range of experts. Our services can include setting up and running a committee of experienced advisors who can help guide the management of your assets and investments.

Once this committee is established, we oversee it and ‘manage the managers’ to ensure the advice you receive remains consistent with your short and long-term objectives.

A common problem for high net worth individuals is a lack of coordination among their advisors, especially those in different sectors or countries. We act as the main point of contact for lawyers, bankers, financial advisors, trustees and international advisors. This enables us to orchestrate the efforts of your team of professionals to create a coherent strategy when managing your wealth.

We understand that your objectives may change rapidly depending on personal wishes and circumstances. We adapt to your requirements as and when needed.

Our services include regular reports regarding the status of your wealth and assets. We can scale these according to your needs, whether yearly, quarterly or monthly. We explain and give advice in clear terms, setting out the right amount of information you require at any given time.

Part of this process includes benchmarking so that you can see how your investments are performing against your targets. By looking at the bigger picture in this way, you can set achievable financial goals and make sure that your wealth is working for you in the way you want.

We prepare your tax returns to ensure compliance with all domestic tax obligations. We will also work closely with any overseas tax advisors.

We take a proactive approach to your tax planning, taking into consideration changes in your personal circumstances such as your marital status, country of residence or domicile.

Legacy planning includes establishing your retirement plans and financial goals for yourself and your beneficiaries. We will help you structure your estate so that you have the peace of mind that your assets are being left in accordance with your wishes in the most tax-efficient way possible. This may also include setting up trust structures and family charities to ensure a sustainable financial future.

In some cases, this may involve setting up a family manifesto and making preparations to enable future generations to cope with the legacies you leave behind, whether that’s business assets, a charitable foundation, equities and other investments.

An accurate cash flow assessment ensures you can plan and control your level of liquidity and ensures you can meet your existing financial obligations . We present this information to you and your financial advisors in the clearest way possible so that it can be managed effectively.

We can take a hands-on ‘CFO’ role when dealing with your capital in order to free up your time. This includes performing day-to-day administrative functions such as paying bills and running bank accounts. We maintain consistent communication with you throughout, daily, if required.

At any one time, you may be involved in any number of one-off projects, such as buying property or investing in a business.

We will analyse every proposed project on its merits. We will never blindly sign something off without rigorously assessing all possible implications to ensure it meets your objectives. We will also consider any regulatory, residency or tax consequences.